Wed. Sep 27th, 2023

The word community is often understood as  a local neighborhood, town, or suburb. However, what encompasses a community is, simply put, a group of individuals who are a part of society. These are individuals who share a similar background, have similar aspirations, or share similar interests can be called a community.

As human beings, it is our social responsibility to make a positive changes in the community in any way possible. In today’s world, it is considered every company’s duty to play a role in making the world a better place. Many companies take this responsibility very seriously, especially 1st Franklin Financial Corporation.



1st Franklin Financial was founded in 1941 by Ben F. Cheek and is a financial service provider with dealings in specialty finance. They provide personal loans for auto repairs, home improvements, medical expenses, weddings, debt consolidations, and other personal needs such as vacations.

Apart from being a loan provider, 1st Franklin Financial has provided major contributions to the betterment of the communities they do business in. The company has been making their communities a better place for more than 75 years.

Lily Pad,  a South Georgia child advocacy center, was visited by 1st Franklin Financial in 2013. After seeing first hand the importance of Lily Pad’s assistance to children in the community, 1st Franklin Financial donated $40,000 to the facility to continue their work. Lily Pad was thankful for the amount and announced that the funding helped the facility continue their services for children across 31 counties.

In 2014, the Mississippi region of 1st Franklin Financial donated $50,000 to the Batson Children’s Hospital for their fundraising campaigns. In the same year, the Wiregrass Children’s Home received $25,000 from 1st Franklin Financial to cover food expenses for two years, transportation costs for three years, and a few years of utility bills.

In 2015, the March of Dimes received a check from 1st Franklin Financial and Crown Resources. Melissa Cox, a Senior Development Manager, expressed her gratitude for the generous donation. She explained that part of the amount was given to a neo-natal transport called Angel Two, which is a transport system for babies that need special care.

In 2016, the Dee Norton Lowcountry Children’s Center (DNLCC) in Summerville was thrilled to receive $35,000 from 1st Franklin Financial. The Executive Director, Carol Swiecicki, was thankful for receiving the amount and thanked the company for helping improve the lives of children in Lowcountry.

The Medical University of South Carolina developed a Society of Honor Roll of Lifetime Members, for which 1st Franklin Financial is a part of the Founder’s Circle. The society is composed of members whose cumulative givings exceed $25,000.

The company works relentlessly to make the communities they serve better places to live, and their efforts have made a remarkable change.


1st Franklin Financial Corporation is a financial service provider with more than 300 loan offices in six states, including Alabama, Georgia, Louisiana, Mississippi, South Carolina and Tennesse. It is headquartered in Toccoa, Georgia, with a total of 1,485 employees across the Southeastern US.

1st Franklin Financial Corporation opened it’s doors in 1941. The corporation was founded by Ben F. Cheek Jr. and has seen four generations of family leadership. The current President and CEO of the financial corporation is Ginger Cheek Herring, who is the fourth generation of the company’s leadership.

Ginger has served as the President of the American Financial Services Association. She was appointed in 2017, at the 101st Annual Meeting of the association. The meeting was held in Washington, DC. She served a 1-year tenure at the association.

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