It is difficult enough to deal with a severe accident or sickness, but securing the government-provided benefits you’re entitled to may add to the stress. Educating clients on the differences between Disability Benefits Insurance and Supplemental Security Income in language that are clear to laypeople is one of the most critical elements of the job of a phoenix disability attorney. To make informed decisions, you must understand the purpose of each of these programs and the help you may be eligible for.
SSDI VS. SSI: WHAT IS THE DIFFERENCE?
Even though the Social Security System runs both programs, there are significant differences between SSDI and SSI. SSDI is a sort of insurance provided to those who have paid enough to the government via payroll taxes to obtain benefits. When it comes to financial aid for the severely handicapped, SSI is a federal program administered by the federal government.
WHAT IS THE SSDI?
An experienced Phoenix Social Security Disability Attorney can help you get the benefits you need to keep your family financially secure. All aspects of these claims are handled by us, including:
To qualify for Social Security Disability Insurance (SSDI), a person must have accrued a certain number of work credits. There is a maximum of four credits that may be earned every year. Benefits are often available to those with 40 or more work credits, which must have been acquired during the previous decade. You may make allowances for younger workers who may not have accrued enough job experience.
- A Set Of Pre-Requisites
When a person’s physical condition is so severe that they will be unable to work for at least 12 months, they are eligible for SSDI benefits. Specific qualifying medical problems are divided into 14 groups by the Social Security Administration. For any questions regarding where your case fits, we’ll look at the facts and determine applicable criteria.
- Several Advantages
For SSDI participants, there is no fixed benefit amount. The amount you get is mainly determined by your earnings and the amount of payroll taxes you’ve paid. A yearly cap on the total monthly payment is in place. The cap for 2021 is $3,148.
Payments are provided for as long as the claimant cannot return to work or retires, whichever comes first in most cases. Your claim’s handling may be determined after a thorough examination of the details of your case.
WHAT IS SSI?
The Supplemental Security Income program, in contrast to SSDI, may be applied for by disabled persons of any job history. People who are disabled, blind, or at least 65 years old who cannot support themselves financially are eligible to receive these benefits. A single individual’s available assets are restricted to $2,000, while the investments public to a pair is limited to $3,000. Based on these criteria and the Social Security Administration’s income restrictions, our lawyers can advise you on your eligibility for SSI benefits.
IS THERE ANY WAY TO BENEFIT FROM THESE PROGRAMMES?
Even if a disabled individual meets the eligibility standards for SSDI and SSI, it is not confident that they will get the benefits they are entitled to. Both schemes reject more than 60% of initial claims. To make an application for disability benefits as simple as possible, firms assist by explaining the criteria for each kind of benefit, gathering the appropriate medical documentation, and adequately submitting the paperwork.
Contact the Law Office Phoenix in Phoenix, Arizona, if you’re looking for help applying for Disability Benefits Insurance or Supplemental Security Income. Call or email them if you have concerns regarding your legal options if your claim was refused.
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