Sat. Mar 2nd, 2024
online fund transfer

If you want to benefit from best of the online fund transfer facilities in India, you first need to download the right mobile banking app. Read this article to know 5 best mobile apps for banking that you must use to benefit from a superior money transfer experience.

  1. IDFC FIRST Bank’s mobile banking app

Various online internet banking features offered by the IDFC FIRST Bank mobile banking app help customers transfer money instantly via online fund transfers. Here are those features:

  • One Swipe Pay” and “Auto Pay” in addition to UPI: Functions on the simple concept of “swipe to pay”. Make secure and efficient transfers using the “One-Swipe Banking” option on the IDFC FIRST Bank mobile banking app. Combined with the “Auto Pay” feature, the “One-Swipe” and UPI (Unified Payments Interface) features allow you three efficient methods of online money transfers with your current account.

  • Investment opportunities: The app also helps you invest in the schemes that interest you. You can view your entire investment portfolio on a single screen through the IDFC FIRST Bank mobile banking app. The app also sends you personalised and curated investment recommendations based on your risk profile.

  • Superior accessibility with “universal search”: The “Universal Search” feature helps you search for features and services seamlessly on the app.

  • The “Track Your Expenses” feature: Budget smartly with the IDFC FIRST Bank mobile banking app by categorising your previous expenses, tracking them, and managing them on the app.

  • Doorstep banking: For current account holders, IDFC FIRST Bank provides efficient doorstep banking services and free bulk uploads. You can also order chequebooks and credit as well as debit cards through the app.

  • Zero Fee Banking: IDFC FIRST Bank offers “Zero Fee Banking” on all its savings accounts, allowing customers to benefit from no fee charged for accessing all commonly-used Savings Account services.

  1. Axis Bank mobile app

You can do the following with the Axis Bank mobile app to experience seamless online money transfer:

  • Set up a 6-digit MPIN while using the Axis Mobile app and its services to increase the security of transactions.

  • Access various online fund transfer facilities such as UPI (Unified Payments Interface) and debit/credit card payments.

  • Get a summary of your savings account instantly through the mobile app including a list of your previous transactions.

  1. SBI’s mobile banking app

Here are the features that you will find in SBI’s YONO app:

  • Immediate online fund transfer facility of up to ₹25000 per day.

  • You can use the funds in your savings account to instantly open a fixed deposit account through the YONO app.

  • The YONO app uses SBI’s secure digital products such as SBI Net Banking to facilitate online payments.

  1. Bank of Baroda’s mobile banking app

The following are the distinctive features of Bank of Baroda’s mobile banking app:

  • Secure app with dual PIN for login and transactions.

  • Zero hidden cost policy that helps customers save more.

  • The app also helps you manage your debit cards efficiently.

  1. Central Bank of India’s mobile app

The “Cent Mobile” app helps customers transact online conveniently through the following features:

  • Customers can make UPI transactions conveniently.

  • Chequebooks can be ordered through the app.

  • You can also request the bank to block your ATM (debit) card through the app.

Before you contact any of these banks to open a savings account, be sure to read about the features of their savings account online.

By Hassan

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