When you are looking to drive your car for a short period, then the best insurance for you is to go with 24 hour auto insurance. Driving without insurance is illegal, and if you are caught, then you can face the consequences. In the worst-case scenario, you will get your license suspended. So, even if you are borrowing your car from your friend, family or someone else, or getting a rental car for a short road trip, get temporary car insurance. It will let you save money and save you from authority.
Usually, car insurance companies will offer you insurance that can last up to six months to one year. If you are going to drive the car for a short period, then these kinds of policies will be a total waste of your money. Even though many companies in the United States do not offer short-term insurance.
What is 24-hours Car Insurance?
Temporary car insurance for new drivers is car insurance when you require covering your car for a short period due to various circumstances. However, insurance companies do not offer short term insurance as the standard insurance plans have six months.
The shortest you will get from insurance companies will be for six months. If you want to cover your car for two months, then you can cancel it after two months and get an insurance policy by yourself. If you do not own a car and still need insurance, then a non-owner insurance policy or rental car policy is best for you.
Like long-term car insurance, this car insurance policy is also available at two prices, i.e. premiums required to be paid either by the day or by the week. The premiums, deductibles, and the type of coverage depending on your policy and the insurer you have chosen for the policy. Also, ensure to read the policy carefully before buying it to get to know what is covered and what not.
When Will You Need Instant Car Insurance?
Now, if you are confused about when to buy temporary car insurance or which type of drivers need this policy, let’s have a look at these points that can help you understand this concept in a better way.
If you have rented a car
If you are a driver with a valid driving license, but you are not an owner of a car, it would be good to buy a temporary car insurance policy for the time you have a rented car. Even if you own a vehicle and has coverage, your policy still does not provide coverage to the leased vehicles. Most of the rental car companies offer temporary car insurance once you rent a car.
If you are buying a new car
If you are buying a new car, then getting temporary car insurance is a great idea to fill the gap when you get a new car. This way, you will be able to transfer the title to a new car insurance policy.
If you want to drive a classic or luxurious car
Suppose you own a classic car or luxurious car that you will drive on the weekend or to any car show. In that case, a temporary car insurance policy can be best for you. For example, suppose you are driving a Porsche. In that case, it is logical to get short-term Porsche auto insurance than full coverage.
You can get temporary car insurance online with the help of our experts at Alias Insurance. We are there to help you and provide you with the best car insurance that fits your needs and budget. Get the best offer for temporary car insurance and save your money with us!