With a plethora of co-branded credit cards in the market for various purposes, this credit card is brought to you by Flipkart and Axis bank. These two companies collaborated together and launched the Flipkart Axis Bank Credit Card on July 19, 2019. This credit card is tailored for frequent shoppers, who like to keep up with the ongoing trends. It is basically a credit card that offers you cashback with every transaction. The users of this credit card get 5% cashback when shopping on Flipkart and Myntra. Another factor is that you can apply for the Flipkart Axis Bank Credit Card sitting at your home and have a hassle-free process. This cashback can also be availed for multiple categories like travel, shopping, etc. There are multiple reasons why you should opt for this credit card, let’s check them out.
- JOINING & RENEWAL FEE
This credit card’s features start with its joining fee which is a minimal amount of Rs 500. The annual fee remains the same, i.e, Rs 500, however, you can get your annual fee waived off by having an annual spend greater than Rs 2,00,000. The good part about this card is that there’s no fee for add on card and its annual fee is also zero.
- ELIGIBILITY CRITERIA
The eligibility criteria is very normal for this credit card like all entry-level credit cards. It is quite easier to get approved for this one if you have a prior account in Axis Bank. However, the basic requirements are that individuals should be between the age bracket of 18 and 70 years, however, the add-on cardholders also need to be 18 years old or above. Indian residents and non-resident Indians are also eligible for this credit card.
- WELCOME & CASHBACK BENEFITS
Who doesn’t like warm welcomes right? Upon joining and activation of your credit card, you get various cashback benefits. On your first transaction, you get Rs. 500 worth Flipkart Vouchers. Also, there is another benefit you get, which is 15% cashback up to Rs. 500 on Myntra on your first transaction using the Flipkart Axis Credit Card. On the other hand, you get 1.5% cashback on all the other transactions. You can also avail 4% cashback on preferred merchant purchases. An important thing to keep in mind is that the list of preferred merchants keeps changing so you should always be on a lookout for them on the Axis Bank website, some of them are PVR, Swiggy, Uber, etc.
- LOUNGE ACCESS
The credit cardholders will get a number of 4 complimentary airport lounge visits to selected airport lounges within India per calendar year, however, this benefit can’t be availed by family and friends. But the good part is that usually in entry-level credit cards, the complimentary airport lounge access is not provided, but the Flipkart Axis Credit card is here to provide you with comfort and utmost luxury.
- FUEL SURCHARGE WAIVER
You also get a fuel surcharge waiver of 1% on fuel purchases across all the fuel stations in India. This offer is valid on a minimum transaction of Rs 400 and a maximum of Rs 4,000 only, however the maximum benefits are valid up to Rs 400 per statement cycle. Another factor to keep in mind is that there is no cashback earned on fuel transactions. The GST charged on fuel surcharge is also non-refundable.
- DINING BENEFITS
With this credit card in hand, you can enjoy sumptuous food with a discount of up to 20% off on restaurants like Aroma street, Downtown China, Smokin’ Joe’s, and many more restaurants so make the most out of the discounts offered by the bank, so no need to worry about the fat bill that will come to your table as the bank is here to offer you some really tempting deals with their discounts and cashback. With these many benefits, it is one of the best Axis Bank credit cards in the market.
- COVERT PURCHASES TO EMI
Whenever you make an accelerated purchase and are worried about your bank balance afterward, that is where this valuable credit card comes into play as it has an option to convert your purchases into equated monthly installments (EMI). On transactions worth Rs, 2500 or above, the user is eligible to convert this purchase into EMI. To get this done, you need to contact your bank and ask for the same.
BOTTOM LINE
The Flipkart Axis Bank Credit Card offers a lot of features and is tailored for those who are frequent shoppers and often look for cashback offers. This credit card is such a boon to the shoppers and is also low maintenance because of its low annual fee. With all these benefits of this card, what are you waiting for? Apply for Flipkart Axis Bank Credit Card now and shop without any worries, dine in the top restaurants without any botheration of the bill amount.