Sat. May 25th, 2024
Biometric Verification

With the rise in identity thefts and account takeovers, the protection of online identities accurately is a crucial task. Biometrics can be the new defense against such types of online crimes. The improvement in the usability and reliability of biometric technology has provided different organizations like banks are adopting. Biometric verification is making Know Your Customer procedures more convenient for customers. The law enforcement agencies are using it for identifying criminals in crowded areas. Hand geometry is use for building entrances and subway stations. Increase of smartphones the biometric technology common. Fingerprint biometrics and face biometrics are applicable in mobile phones. Now users unlock their phones by fingerprint or face verification.

Passwords, Go-Went-Gone

Biometrics has taken the place of username and password-based login. And the repetition of already used passwords is not safe. Forgotten passwords or typing long email addresses and usernames was a time taking task. Online biometric verification verifies a user in just seconds without any user-side effort. 

Biometric Verification in Banking

A survey on financial institutions in 2015 by Mobey Forum unveils that 22 percent of financial institutions are using biometric identification and 65 percent will adopt it in near future. Banks have upgraded their operations over the internet like online or mobile banking. Some of the use cases of biometric verification are listed below:

Automated Teller Machine

ATMs on bank branches and other locations now use biometric verification to allow customers in cash withdrawal, balance check, and other operations. Fingerprint scanners, face iris, or palm scanners are used in ATMs. Biometric verification can be used as a second layer of authentication or the only verification check. 

Mobile Banking

Mobile banking provides eases for customers to not physically visit banks for money transfer. Now customers can check and transfer credit from their account through their mobile without visiting the bank. The remotely transactional process done in inter-banking operations.

Almost every local and international bank has deployed online biometric verification technology for banking services. Fingerprint scanners and front cameras in mobile phones are common and can be used for fingerprint verification and face verification respectively. 

Branch Banking 

To reduce manual intrusions in banks’ branches, a biometric verification system is using. Now bank staff no longer have to manually check the signatures and documents of customers. Customers can be verified seamlessly through their biometric authentication process installing in banks. The need for examining documents can be reducing through biometric verification technology.

Benefits of Biometric Verification

  • Online biometric verification can be using for anti-spoofing and liveness detection. Fingerprint voice recognition can be using to mitigate any risk of spoofing
  • Although some banks insist on multi-factor authentication but biometric verification enough to verify the identity of customer safely
  • A biometric identification system can be using for employee attendance 
  • Saves time and resources customers and banks


Not banks other industries like health, e-commerce, travel, and education can use biometric authentication to secure their customers and data. Customers will have more ease with businesses that use biometric identification technology as their security check. The biometric technology is not expensive and can be deploying easily without interrupting the previous verification systems.

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